The Total Money Makeover A Proven Plan for Financial Fitness eBook Ç Hardcover Þ Dave Ramsey

Dave Ramsey Ç The Total Money Makeover A Proven Plan for Financial Fitness mobi

The Total Money Makeover A Proven Plan for Financial Fitness eBook Ç Hardcover Þ Dave Ramsey Þ If you will live like no one else later you can live like no one elseBuild up your money muscles with America's favorite finance coachOkay folks do you want to turn those fat and flabIf you will live like no one else later you can live like no one elseBuild up your money muscles with America's favorite finance coachOkay folks do you want to turn those fat and flabby expenses into a well toned budget? Do you want to transform your sad and skinny little bank account into a bulked up cash machine? Then get with the program people There's one sure Buy it live it An amazing system that's not a system just living within one's means Worth the investment many times over

book ✓ The Total Money Makeover A Proven Plan for Financial Fitness Ç Dave Ramsey

Way to whip your finances into shape and that's with The Total Money Makeover Classic EditionBy now you've heard all the nutty get rich uick schemes the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket Hey if you're tired of the lies and sick of the false promises take a look at this it's the simplest most straightforward gam I read Financial Peace years ago We tried to live the plan but looking back we could have done a lot better The Total Money Makeover takes the same plan and breaks it down into detailed babysteps This REALLY works We've had our 1000 emergency saving account for years now and have hardly had to dip into it because we really think through what an emergency is Most of the time we have been able to wait a few weeks until the extra paycheck tax return or a bonus comes through instead of using our savings The debt snowball really works I was amazed when I saw how much money is going toward our last debt It will only be a few months to get it paid off Yes we did stop retirement for the past year it was a simple form to fill out at work and only took a couple minutes The money that was previously in our IRA is still growing but we're not adding to it right now When that debt is gone and we have our 3 6 month savings we'll start it up again What doesn't make sense is having debt when you retire and using your money from your 401KIRA to pay off the debtThis book is just common sense in a big way There is so much peace in being in control of our money and our marriage is so much better because we have GOALS that we plan together This book is a great gift for college graduations and weddings We buy it on Dave Ramsey's website when it goes on sale for 10 a copyUpdate June 2018I wrote the original post Jan 2008 We still follow this plan We've been debt free for the past 10 years no credit cards for even longer My husband started his own company debt free and has never borrowed money for it We paid for six vehicles in cash a dave car for my husband a family can then a truck to replaced the Dave vehicle one replaced the worn out family vehicle the others are the high schoolers and a college car Currently have 4 good running paid for vehicles We have paid college tuition missionary support and cash flowed a wedding Our only debt is our house It will get attention after our children are grown We've been amazed at what we can do by being intentional and planning large purchases vacations and budgeting

doc The Total Money Makeover A Proven Plan for Financial Fitness

The Total Money Makeover A Proven Plan for Financial FitnessE plan for completely making over your money habits And it's based on results not pie in the sky fantasies With The Total Money Makeover Classic Edition you'll be able toDesign a sure fire plan for paying off all debt meaning cars houses everything Recognize the 10 most dangerous money myths these will kill you Secure a big fat nest egg for emergencies and retireme I probably should have given this book than three stars because it's a good start to figuring out a critical piece of the financial puzzle; getting out of debt This book is debt centric so if you're in debt then yes you really should read this bookHowever while focusing on getting out of debt is a crucially important step of freeing up your income because if the money you make every month is spent every month you're not financially fit there are many aspects of your financial self that are not addressed in this book And while Mr Ramsey would probably tell you that these aspects of your financial self can wait until you're out of debt I don't think it's wise to procrastinate an awareness of your financial wholeThis is not to say that you should rationalize being in debt andor put off getting out of it; and Mr Ramsey has a sure fire way of doing that So to the person in debt the book does contain a money makeover plan; just not a total money makeover planIf you want a money makeover that is total you can combine this book with others or my sister Taibi has recommended a book called Making the Most of Your Money and she says it is a total guide to managing money I'm going to read it myself soon and I'll let you know how I like itOther books I would recommend about money; Money Harmony by Olivia Mellan and Secrets of the Millionaire Mind I'll post reviews of those separately